Best Roofing Now

How to maximize your Insurance Claim for Roof Storm Damage?

Filing an insurance claim after your roof suffered damage isn’t as straightforward as it seems. That’s why it’s not uncommon for homeowners to make a few mistakes, some of which can reduce your insurance payout.

To help you maximize your insurance claim, here are the steps you need to take.

Immediately Take Pictures of Storm Damage 

As soon as it’s safe to go outside, take photos of the roof damage from ground level. These photos will serve as proof your roof was damaged by an extreme weather event, not due to any neglect on the homeowner’s part.

Try to Mitigate Damage

Take the necessary measures to prevent roof damage from affecting other parts of your home. For instance, if a pipe is leaking, you need to turn off the valve to keep your interior from getting soaked. If there’s a hole in your roof, cover it with a plastic tarp to prevent water from getting inside. But don’t attempt to fix roof damage no matter how minor it may seem as this can lower your insurance payout. Remember: it’s best to let qualified professionals handle the roof repair work.

Examine Signs of Damage Before the Adjuster Arrives 

Once your insurer receives and processes all the necessary requirements, they’ll send an insurance adjuster who’ll assess the roof damage to determine your insurance payout. Insurance adjusters often have busy schedules so there’s a chance they might miss something. If you have examined your home for signs of damage before the adjuster arrived, you can point out the signs of damage they might have missed.

Here’s a tip: you don’t need to climb onto your roof to examine roof damage. You can inspect your attic instead. Since it’s directly below your roof, the attic is where the first signs of moisture damage usually appear.

Having trouble filing a claim? Consult a roofing contractor. 

New View Roofing offers a wide range of professional roofing services, including roof repair and insurance claims processing assistance. To schedule a free inspection, call us at (704) 200-9194 or (704) 605-6047. You can also book a FREE appointment by clicking here.  We serve homeowners in the Charlotte, NC area, as well as the surrounding communities.

 

Sourced from New View Roofing

https://newviewroofing.com/blog/roofing

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Frequently Asked Questions

Yes! We can arrange for tree removal prior to roof tarping. We’ll coordinate the entire project for you.

It is always your deductible plus upgrades if any.

Not many can. A membrane or metal commercial roof system generally requires a different set of equipment, specialized materials, and expertise. From asphalt emulsion-based systems to built-up and mod-bit systems to galvanized steel, commercial roofs require a different skill set than that of a roofer more used to dealing with residences. Best Roofing Now is the company to choose in North Carolina’s Piedmont Region when you want to “go local” and choose the best commercial roofing company at the same time.

While there could be some initial cost-saving in laying new shingles over an old, aged roof, we generally don’t recommend re-roofing. Old shingles also mean an old roof deck. By tearing off the old shingles, our licensed roofing contractor will then be able to spot any areas of instability or damage to the roof deck that may have been hidden by the shingles. We can replace any sections where there may be wood rot. Roof installation techniques and materials have also changed over the last couple of decades, and your old roof may not be up to code. “Re-roof” jobs may also not carry the same warranties as a full replacement.

Generally, we’ll wait for a break in the rain before climbing onto a roof when the rain is still sheeting due to the safety risk. One of the best benefits to choosing Best Roofing Now is that we live right here in Charlotte, so we’ll be watching the weather along with you. Just give us a call, and together we’ll determine the best time to tarp your roof.

Absolutely not, but you should. Temporary roof tarping is generally covered by your homeowner’s insurance policy, but choosing multiple contractors for the same claim may delay the process. Insurance companies refer their clients to us all the time, though, because they trust us to get the job done right at a reasonable price. We can be on our way to tarp your roof, and we’ll come back and meet with your insurance adjuster to discuss our recommendations for the repairs. One-stop-shopping!

There are two primary ways that homeowners benefit from owning a battery:

First, you can use the battery for backup power. If the grid goes down, you’re still covered. If disaster strikes, if there’s a hurricane in your area, or a fire, or any of the things that we’re all dealing with now, on a much more common basis, having a battery will allow you to continue to have electricity in your home, even if your utility company can’t provide it.

The second reason is that you can often actually save money by getting a battery if you live in a region with specific rate structures where you would benefit from using stored power from the battery during more expensive times of the day. In many regions, the net metering policy allows you to save money without the need for the battery unless you want the peace of mind that comes from knowing that your home can provide electricity even when your utility company can’t. Ask your Best Roofing Now consultant for more information. They’ll be able to give you a detailed proposal of exactly how much a system will cost with a battery if you’re interested in one. We work with all the biggest battery manufacturers and we can absolutely make sure that you get taken care of – whichever way is best for you.

Yes! We have years of experience installing, maintaining, and repairing the membrane roofs and steel roofs most often used for large, flat surfaces. Whether you want to know your options for a full replacement or simply need your roof repaired because you’ve discovered a water leak or other damage, Best Roofing Now can help. We will also help you develop a regular roof maintenance plan to help extend the lifespan of your roof.

Yes! Our experienced, licensed roofers will inspect your roof up close to assess the scope of any obvious damage and also map out the probable unseen damage just below the surface. With that knowledge at hand, we will let you know if roof repair is the most affordable option or if you’re better off with a full roof replacement.

Not every home is eligible for solar, so cross your fingers. Let’s hope you’re one of the lucky ones, and you can save money. There are three main factors:

Number one is called “sun exposure” – does your roof (or the location of your solar panels) get enough access to the sun? One of the things we’ll do is analyze your sun exposure from satellite images and other technology to make sure that you’ve got what’s called “proper solar access”. There’s a percentage we’re looking for which, as long as you’ve got that, you’re good to go.

Number two is orientation. What direction would your panels be facing? Ideally, we would want the panels facing South or West, since that is where the most sunshine hits. So you’re looking for the right sun exposure, you’re looking for the right orientation.

And then there’s just number three. Are there any structural issues with your house or roof that would make it difficult to mount solar panels? And if it turns out that it doesn’t work for solar, no harm done, you got educated and you know it is what it is. But that’s the reason why I encourage you to reach out and get a no-cost proposal from us so we can actually do the hard work of analyzing your property and show you exactly how much money you can save by going solar.

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